Terms of Use

Most recent update: 21 July 2026

These Terms and Conditions of Use set out the rules for using the CCEditorial website, which can be accessed at za.cceditorial.com) together with all informational content, materials and services made available through this platform.

CCEditorial is an online portal that publishes informational content on personal finance, credit, financial organisation and opportunities in the financial market, including explanations and analysis of financial services and solutions.

Users should be aware that CCEditorial:

Every financial decision is the user’s sole responsibility. We strongly advise users to consider their own needs carefully and seek professional guidance where needed.

1. Acceptance and General Terms

1.1 Acceptance By accessing or using this website, you (“User” or “Reader”) confirm that you have read, understood and fully accepted these Terms of Use and our Privacy Policy, which forms an integral part of this document.

1.2 Purpose These Terms define:

1.3 Applicable Law These Terms are governed by the laws of the Republic of South Africa, including:

2. Content and Intellectual Property

2.1 Ownership All editorial, visual, audiovisual and technical material available on this website, including articles, text, images, logos, design and code, belongs to CCEditorial or to licensed third parties.

2.2 Usage Restrictions You must not copy, distribute, transmit, modify, translate or use any content for commercial purposes without prior written permission. Content may be used only for personal, non-commercial purposes.

2.3 Citations Short extracts may be used, provided that:

2.4 User-Generated Content When you post comments or other content, you grant CCEditorial a non-exclusive, worldwide, royalty-free licence to use, display and publish that content in connection with our services.

2.5 Responsibility for User Content You are solely responsible for any content you publish. CCEditorial may delete content that is offensive, illegal, defamatory or in breach of these Terms.

3. Advertising and Monetisation

3.1 Advertising and Affiliates This website may generate revenue through:

3.2 Nature of Advertising Advertisements may be personalised based on your browsing behaviour, as explained in our Privacy Policy.

3.3 Third-Party Disclaimer. CCEditorial is not responsible for:

3.4 Transparency We may receive compensation through affiliate links or sponsored content. When this occurs, the content will be clearly identified.4. User Rights and Obligations

4.1 Prohibited Activities When using the website, you agree not to:

4.2 Privacy and Data You acknowledge that your personal data and browsing information may be processed in accordance with our Privacy Policy and applicable laws.

5. Disclaimer and Limitation of Liability

5.1 Informational Purpose All content on this website is provided for informational and educational purposes only. CCEditorial does not guarantee:

5.2 Availability of the Website We are not responsible for temporary outages, technical issues, or any period in which the website is unavailable.

5.3 Limitation of Liability To the fullest extent permitted by law, CCEditorial and its team will not be liable for any direct or indirect damages arising from the use of the website or its content.

5.4 Third-Party Technologies This website may use third-party tools, including analytics services and advertising platforms. We are not liable for issues caused by those integrations.

6. Final Provisions

6.1 Updates to Terms CCEditorial may update or amend these Terms at any time. If you keep using the website after those changes are introduced, you’ll be considered to have accepted the updated Terms.

6.2 Contact Information If you have any questions about these Terms, please contact us through the contact page available at za.cceditorial.com.

6.3 Jurisdiction These Terms are governed by the laws of the Federative Republic of Brazil. Any dispute arising from these Terms shall be resolved by the courts of the city of São Paulo – SP, Brazil.